OUR SERVICES
BEING OUR BEST FOR YOU
At OneWealth, we recognize that when you choose to work with us, it’s a mutual commitment. We respect your dedication to planning for a secure and prosperous financial future, and our team is equally committed to delivering exceptional client service.
We begin by crafting a customized financial life plan that takes into account every aspect of your life, aligning it with your goals, values, and resources while optimizing opportunities. We stand by you throughout the implementation process, ensuring the confidentiality and security of your data. Our team collaborates with other professionals on your behalf and maintains clear, timely communication. We believe that regular meetings keep you informed and provide the opportunity to address any concerns throughout the year. One Wealth is also proud to offer flexible scheduling and communication options to suit your preferences.
Our commitment is to provide you with the best investment solutions, cost-effectively, while continuously striving for excellence in everything we do. We are passionate about helping you achieve financial success and take pride in our dedication to your financial well-being.
COMPREHENSIVE WEALTH MANAGEMENT
At OneWealth, we provide comprehensive wealth management, a holistic approach designed to safeguard and enhance your financial well-being. Our objective is to develop a personalized strategy that aligns with your specific goals, values, and resources, ensuring your financial success and security. By embracing a comprehensive approach, we can identify potential opportunities, address concerns, and make informed decisions to optimize your financial growth and stability.
As your trusted partner, we continuously monitor and adjust your financial plan, adapting to changes in both your life and the market, allowing you to confidently focus on what matters most to you.
This service covers all aspects of your financial life, including but not limited to:
- Financial Planning
- Investment Management
- Debt Management
- Insurance Planning
- Education Planning
- Retirement Accumulation & Withdrawal Strategy
INVESTMENT STRATEGIES
At OneWealth, our investment philosophy is a reflection of the core values that guide our firm. We are committed to providing our clients with a disciplined, welldefined process designed to achieve favorable investment outcomes over time. Central to our approach is the belief in diversification, which is why we develop a fully customized asset allocation tailored to your individual risk tolerance, goals, time horizon, and tax situation.
We employ evidence-based security selection and portfolio rebalancing, eliminating emotional decision-making and maintaining a strong focus on tax efficiency.
Our team recognizes that investor behavior is a crucial factor in determining long-term investment success. As your partner, we support you through the inevitable ups and downs of the investment journey, ensuring that your strategy remains aligned with your financial goals.
TAX PLANNING
At OneWealth, we recognize the critical importance of tax planning in securing your financial well-being. Tax planning is a proactive strategy aimed at minimizing your tax liability while maximizing your wealth.
By carefully analyzing your financial situation, we implement strategies that ensure you take full advantage of available tax-saving opportunities.
Our tailored plans consider a variety of factors aligned with your unique goals and circumstances, including:
- Tax-Efficient Investing
- Asset Location
- Tax-Loss Harvesting & Capital Gain
- Management
- Distribution Planning & Roth Conversions
- Charitable Giving
- Review of Tax Pitfalls (e.g., Medicare IRMAA Surcharges, NIIT, Widow Penalty)
By staying up-to-date on the latest tax laws and regulations, we help you make informed decisions, ensuring your financial plan remains tax-efficient. Our commitment to effective tax planning helps you preserve more of your wealth and enhances your overall financial success.
RETIREMENT DISTRIBUTION
Retirement distribution is a crucial process that determines how to withdraw funds from your retirement accounts in a tax-efficient and sustainable manner, ensuring a steady income stream throughout your retirement years.
At OneWealth, we carefully consider several factors in this distribution planning, such as:
- Retirement Goals
- Life Expectancy
- Risk Tolerance
- Tax Implications
- Investment Performance
By developing a customized distribution strategy, we aim to optimize the balance between preserving your assets and ensuring you enjoy a comfortable retirement lifestyle. Our ongoing monitoring and adjustments to your plan will help you navigate the complexities of retirement distribution, allowing you to relish your golden years with peace of mind
BUSINESS RETIREMENT PLANS
The loss of an owner or key employee can significantly impact or even permanently close a once-thriving business.
At OneWealth, we help business owners prepare for the unthinkable by being proactive and ensuring proper protection planning. Our team can work with you to create a plan that:
- Identifies, incentivizes, and retains potential successors and key people
- Organizes a comprehensive, well-thought-out, and funded buy-sell agreement
- Protects you and your team from the loss of income resulting from a disability
Additionally, for many owners, a business is the largest source of personal wealth. Exiting your business is the most important transaction of your life. We’ve helped many business owners successfully navigate their exit, negotiate their deal, and map out a clearly defined post-exit strategy. Our team of experienced professionals can help you:
- Build the right financial, legal, tax, and banking team
- Understand your numbers so you can negotiate your deal and execute with confidence
- Develop an investment strategy with your sale proceeds that delivers a lifetime of financial security
BUSINESS EXIT AND SUCCESSION
As financial advisors, we offer comprehensive wealth management, a holistic approach to managing your financial well-being. Our goal is to create a tailored strategy that aligns with your unique goals, values, and resources, ensuring your financial success and security. By taking a comprehensive approach, we can identify potential opportunities, address any concerns, and make informed decisions to optimize your financial growth (security). When serving as your trusted partner, we will continuously monitor and adjust your financial plan, adapting to changes in your life and the market, so you can confidently focus on what matters most to you.
This service encompasses various aspects of your financial life, including but not limited to
- Financial Planning
- Investment Management
- Debt Management
- Insurance Planning
- Education Planning
- Retirement Accumulation & Withdrawal Strategy
We encourage you to explore the various resources available on our website, and we look forward to the opportunity to meet and discuss your unique financial circumstances. Please feel free to Contact Us with any questions you may have about how we can assist you in achieving your
financial goals.
INVESTMENTS
Bonds
Common Stock
Educational IRA
Traditional IRA
Roth IRA
SEP IRA
Simple IRA
Brokerage Accounts
Treasury Bills
Government Securities
Treasury Notes
Variable Annuity
FINANCIAL PLANNING
Tax Plans
401(k) Planning
403(b) Planning
College Plans
Estate Plans
Money Purchase Plans
Profit Sharing Plans
INSURANCE
Disability Income Insurance
Life Insurance
Long-Term Care Insurance